I had a chance to buy the house I was living in in upstate NY on a land contract. According to my calculations, I could have it paid off in 7 years if I paid what I was paying in rent plus a percentage for maintenance. It was a 2 bedroom Cape Cod with a patio and a full basement. Lots was 1/5 acre with lots of trees. Then the water heater broke and it cost the landlord $1000 to replace it. And I thought about it honestly--there would pretty much never be a time when I had $1K just lying around, and I don't do credit. So I decided to move instead and chose, finally, RI because it is on the sea and it's a blue state. Lots of history, too.
I moved into an old mill with live/work spaces, but these are not the luxury type. It is a scruffy place with a lot of issues like rats and flooding. But even so, I have stayed here for five year and will probably stay for another five more. I'm moving up to the third floor because it is quieter and I like the view of the rooftops and the trees in the railroad property on the other side of the complex. And it's cheap. And they don't give a damn about how many cats I have or my lack of any credit history. It's kind of pay your rent and don't set the place on fire and you're good.
I drove a 15-foot-truck up here from NY and the gas cost more than the truck. It was a hellish ride. It should have taken 4 hours but took 8. And I left very late, rushing to get everything packed and having to leave a lot behind because it just wouldn't fit. I had help on both ends. I think it cost me a total of $2K. I drove the truck with four howling cats in the cab with me, starting out at 9pm and arriving here at 5 am. What fun.
Still, I'm glad I moved here. I'm moving to a higher floor, like I said, in the same building and am in the middle of that move now. I'm dumping a lot of stuff, mostly books I don't read, and am taking the opportunity to be more efficient about storage in my space. I'm really looking forward to getting into my new loft and of course the first thing I am doing is hanging my paintings. It looks great. Where I'm at right now, I didn't have much drywall to hang paintings on. In my new place, one entire side of the loft is drywall, and I have got it well filled. It's going to be nice. A LOT of work though.